Save Your Money On Electricity Bills

All of us like to save some money for our future. Everyone is saving for better life but we all ignore the fact that reducing electricity bills is a great way to reduce the expense. One of the biggest budgets we have to make to pay the electricity bills. So if we can save decrease the electricity bills then we can save many dollars and also reduce the carbon footprint for the green environment. Lets discuss some ways to reduce the electricity expense.

1. First change the older lighting system. Install better energy efficient lighting which give more light with little wattage. Also swatch off the light when it is of no use.

2. Try to dry your clothes outside. Instead of washing machine dry your clothes outside, this can reduce huge electricity consumption.

3. Maintenance of refrigerator. Check whether the refrigerator cooling coils and other parts are working fine. Unclear coils can consume lot energy.

4. Unplug the electronic appliances when they are not in use. Appliances can consume phantom power even when switched off. So unplugging can save a lot of money.

5. Use cold water instead of hot water if don’t need warm water. Water consumes huge energy to make the warm. So these little steps can save huge money and make your budgeting a happy one.

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Another Bank Failure in Minnesota

On May 21st, Friday another small Minnesota bank closed its shutter down. The Federal Deposit Insurance Corp. has taken over St. Paul, Minnesota based Pinehurst Bank with $61.2 million in assets and $58.3 million in deposits. 73 banks have already failed in this year and this is more than double than the 2009.

With the mounting losses on commercial property loans the small banks are still finding difficult to let them alive. Although many institutions is already showing profits and significant good results but still some small and midsized banks are in danger of wiping out. Recession is over still banks are not getting out of its clutches.

So lets hope for the best.

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Top 10 Tax filling Mistakes - Part 1

If you miss the federal income tax return, then you can have to pay hefty fine so always check for the common tax filing mistakes before submitting the return.

Wrong status filing:
While filing the tax return you have to specify your filing status like single or married filing separately or filing jointly. If you are married then you and your spouse has to agree on the point that whether you are going to file tax separately or jointly. You two can’t fill different status option as this can lead to more problem. Wrong status can result in denial of tax credit claims like dependent care credit etc.

Faulty Address:
While submitting the paper return always peel off the label on the tax form and make corrections in the label. If you don’t have the label, then print your name and address and file it with the return.

Missing Social Security Number:
While filing income tax return, your social security number is very much important. It helps you to get the deductions and your claimed credits. If you have entered wrong SSN then your claim can be rejected or delayed for the correction procedure.

Unsigned return:
Many people forget to fill up most easy job of return filing. They forget to sign the form. This last step is crucial and this can result in denial of the return or you can also have to pay the penalty for the delay. The person’s filing jointly should also remember to have the spouse’s signature on the return.

Errors in calculation:
While calculating the return always be careful and use calculators to avoid any mistake. The Internal Revenue Services can catch the mistake and make the changes. But there is no surety of it so any mistake in calculation can lead you to over pay. So always be careful during the calculation and make sure you have deducted and added all the items properly.

These are 5 mistakes that people do often while filing the return. Checkout the next post for the rest of the mistakes.

Results of Previous Polls

Recent Poll (Vote now):
Oues: Are you worried on Mounting Bank Failures?
Yes: ?
No: ?

Poll 1: Are you interested in US Government jobs?
Yes - 75%
No - 25%
Don't know - 0%

Poll 2
Ques: Have you taken Auto Insurance for your Teenage child?
Yes 60%
No 20%
Have no children 20%

Poll 3
Ques:Have you committed any Mistake Filing your Tax?
Yes 85%
No 15%

Thanks for your participation.

Prepare for High Paying Government job